Archive for November, 2009

Exploring Milpitas Chamber of Commerce

Jeanne Serpa talks about the Milpitas Chamber of Commerce.

What is the Chamber of Commerce and who does it serve?

What are the benefits of joining the Chamber?

What services does the Chamber provide to those looking to relocate to Milpitas?

How does the Chamber work with the City and local businesses?

What events and programs does the Chamber provide?

YouTube Preview Image

What is the Chamber’s role with political advocacy?

What are some of the Chamber’s recent accomplishments?

What are the most pressing challenges?

How does one find out more about the Milpitas Chamber of Commerce?

YouTube Preview Image

As seen on Valley Homes on TV with Debbie Giordano and Todd Flesner

Mortgage Rates Drop

Mortgage Rates change on a daily basis and can vary depending on your unique situation.

The following rates are provided as a gauge of current market conditions.

Today’s Hot Rates

As of November 18, 2009

Loan Type

Max Loan Amt.

Interest Rate

Points

APR

30 Year Fixed Conforming

Up to $417,000

4.875%

0 Points

4.943%

30 Year Fixed  Jumbo Conforming

Up to $729,750

4.875%

1.0 Points

5.032%

30 Year Fixed  Jumbo

Up to

$1,000,000

5.625%

1.0 Points

5.741%

5 Year Fixed

Jumbo

Up to $1,000,000

5.25%

0 Points

5.474%

7 Year Fixed

Jumbo

Up to $1,000,000

5.75%

0 Points

5.621%

Rates and terms subject to change without notice

* Interest Only loan options available

*  Super Jumbo loans up to $5,000,000 available

* Commercial loan programs available


Quick Quote

Loan Type (select one)

Credit History (select one)

Property Value (required)

Loan Amount (required)

Your Email (required)

Your Name

Your Phone


Real Estate Broker, CA Dept. of Real Estate License #0126475


Federal Housing Tax Credit FAQ’s

Everything you wanted to know about the Federal Housing Tax Credit.   Just extended to April 30, 2010 for first time home buyes and expanded to include current homeowners.

http://www.federalhousingtaxcredit.com/

Move Up Buyers to Benefit from Tax Credit

A window of opportunity has just been opened for current home owners to make a move… up.    Along with extending the $8,000 first time home buyer credit, congress has authorized a tax credit of $6,500 for those that already own a home.  The tax credit for first time buyers has been an element in helping to stability to the real estate market.

The $8,000 tax credit for first-time home buyers has been extended through the first six months of next year.  Added to the measure is a $6,500 credit for repeat buyers who have owned their current abode for at least five consecutive years over the previous eight years.   For move-up buyers the purchase price is limited to $800,000; and individuals and couples cannot earn more than $125,000 and $225,000 a year, respectively.  To qualify for the new or extended tax credit you must have a valid contract to purchase a property dated prior to April 30, 2010.

How safe is Milpitas? part 2

Part 2 of interview with Milpitas Police Chief, Dennis Graham.

  • DARE Program
  • Community Outreach Efforts
  • Megan’s Law
  • Gang Prevention
  • National Night Out

 YouTube Preview Image

As seen on Valley Homes on TV with Debbie Giordano and Todd Flesner.

How Safe is Milpitas?

YouTube Preview ImageAn interview with Milpitas Chief of Police, Dennis Graham discussing public safety in Milpitas, CA.

How safe is Milpitas?

What does Police Dept. do to keep crime rates low?

Are there areas for concern for Milpitas law enforcement?

What impact does Elmwood prison have on the local community?

As seen on Valley Homes on TV with Debbie Giordano and Todd Flesner.

FAQ’s re: Termite Inspections

FAQ’s re: Termite Inspection:

What is the purpose?

What is included in the inspection?

How is the inspection conducted?

How long does it take?

What is included in the final report?

YouTube Preview Image

An interview with Larry Brag of Clark Pest Control.

As see on Valley Homes on TV with Debbie Giordano and Todd Flesner.