Stern Mortgage Company is proud to have been named recipient of the 2010 “Tall Tree’ Award.  Co-sponsored by the Palo Alto Chamber of Commerce and the Palo Alto Weekly the award recognizes community service and exceptional civic contributions in four catagories: citizen/volunteer, business person, nonprofit and business.  The nomination of Stern Mortgage cited the company as, “the model of truly serving the needs of their clients while giving back to the community.”

http://www.PaloAltoOnline.com/news/story.php?story_id=15620

What is Milpitas Rotary Club:  A conversation with Henry Manayan, President of Milpitas Rotary.

• What is Rotary?
• Is it just for men?
• Who are Rotary members?
• Where and when are meetings?
• How do you join Rotary?
• What happens at a Rotary meeting?

(Part 1:  as seen on Valley Homes on TV with Todd Flesner and Debbie Girodano)

• What projects is Rotary involved in?
  • Local projects
  • Youth scholarships
  • Camp RYLA
  • Interact
  • Speech Contest
  • Gene Schwab Award
  • Leo B. Murphy Award
• What is the future of Rotary?
• Why should I join Rotary?

(Part 2:  as seen on Valley Homes on TV with Todd Flesner and Debbie Girodano)

The Fed released its minutes from the December 16 Fed Meeting yesterday revealing that members agreed that economic conditions have improved.  There were some members that expressed concern over the removal of government stimulus programs, specifically the MBS Purchase Program.  It will be interesting to see what the Fed says about the MBS Purchase Program at the next Fed Statement on Jan 27th.  The Fed does not want to create confusion and has clearly stated in each of the last two meetings that the Program will expire as scheduled on March 31st.

Jeanne Serpa talks about the Milpitas Chamber of Commerce.

What is the Chamber of Commerce and who does it serve?

What are the benefits of joining the Chamber?

What services does the Chamber provide to those looking to relocate to Milpitas?

How does the Chamber work with the City and local businesses?

What events and programs does the Chamber provide?

What is the Chamber’s role with political advocacy?

What are some of the Chamber’s recent accomplishments?

What are the most pressing challenges?

How does one find out more about the Milpitas Chamber of Commerce?

As seen on Valley Homes on TV with Debbie Giordano and Todd Flesner

Mortgage Rates change on a daily basis and can vary depending on your unique situation.

The following rates are provided as a gauge of current market conditions.

Today’s Hot Rates

As of November 18, 2009

Rates and terms subject to change without notice

* Interest Only loan options available

*  Super Jumbo loans up to $5,000,000 available

* Commercial loan programs available

Real Estate Broker, CA Dept. of Real Estate License #0126475

Everything you wanted to know about the Federal Housing Tax Credit.   Just extended to April 30, 2010 for first time home buyes and expanded to include current homeowners.

http://www.federalhousingtaxcredit.com/

A window of opportunity has just been opened for current home owners to make a move… up.    Along with extending the $8,000 first time home buyer credit, congress has authorized a tax credit of $6,500 for those that already own a home.  The tax credit for first time buyers has been an element in helping to stability to the real estate market.

The $8,000 tax credit for first-time home buyers has been extended through the first six months of next year.  Added to the measure is a $6,500 credit for repeat buyers who have owned their current abode for at least five consecutive years over the previous eight years.   For move-up buyers the purchase price is limited to $800,000; and individuals and couples cannot earn more than $125,000 and $225,000 a year, respectively.  To qualify for the new or extended tax credit you must have a valid contract to purchase a property dated prior to April 30, 2010.

Part 2 of interview with Milpitas Police Chief, Dennis Graham.

• DARE Program
• Community Outreach Efforts
• Megan’s Law
• Gang Prevention
• National Night Out

As seen on Valley Homes on TV with Debbie Giordano and Todd Flesner.

An interview with Milpitas Chief of Police, Dennis Graham discussing public safety in Milpitas, CA.

How safe is Milpitas?

What does Police Dept. do to keep crime rates low?

Are there areas for concern for Milpitas law enforcement?

What impact does Elmwood prison have on the local community?

As seen on Valley Homes on TV with Debbie Giordano and Todd Flesner.

FAQ’s re: Termite Inspection:

What is the purpose?

What is included in the inspection?

How is the inspection conducted?

How long does it take?

What is included in the final report?

An interview with Larry Brag of Clark Pest Control.

As see on Valley Homes on TV with Debbie Giordano and Todd Flesner.