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		<title>Too Busy To Blog&#8230; Look at these rates!</title>
		<link>http://toddflesner.com/too-busy-to-blog-look-at-these-rates/</link>
		<comments>http://toddflesner.com/too-busy-to-blog-look-at-these-rates/#comments</comments>
		<pubDate>Thu, 29 Jul 2010 22:02:16 +0000</pubDate>
		<dc:creator>Todd Flesner</dc:creator>
				<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://toddflesner.com/?p=509</guid>
		<description><![CDATA[Mortgage Rates change on a daily basis and can vary depending on your unique situation.
The following rates are provided as a gauge of current market conditions.
 
Weekly Hot Rates
As of July 16, 2010




Loan Type


Max Loan Amt.


Interest Rate


Points


APR




30 Year Fixed Conforming


 
Up to $417,000


 

4.375%


 
0 Points


 
4.481%




30 Year Fixed  Jumbo Conforming


 
Up to $729,750


 

4.75%


 
0 [...]]]></description>
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		<title>Pay off your loan in half the time</title>
		<link>http://toddflesner.com/pay-off-your-loan-in-half-the-time/</link>
		<comments>http://toddflesner.com/pay-off-your-loan-in-half-the-time/#comments</comments>
		<pubDate>Sat, 10 Jul 2010 04:49:09 +0000</pubDate>
		<dc:creator>Todd Flesner</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://toddflesner.com/?p=502</guid>
		<description><![CDATA[Discover how to:
Save thousands in interest
Pay off your loan faster
With no change in spending habits
Home Equity Accelerator
Retire Your Mortgage Before You Retire &#8230;a sure thing in creating equity!
I have invited Chris George, President of CMG Mortgage Services, to write this article and give his perspective on a new equity building product.
By Chris George, President, CMG Mortgage Services [...]]]></description>
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		<title>Wow! Interest Rates Are Screaming Hot</title>
		<link>http://toddflesner.com/wow-interest-rates-are-screaming-hot/</link>
		<comments>http://toddflesner.com/wow-interest-rates-are-screaming-hot/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 23:19:11 +0000</pubDate>
		<dc:creator>Todd Flesner</dc:creator>
				<category><![CDATA[Milpitas Community Information]]></category>
		<category><![CDATA[Mortgage Market]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://toddflesner.com/?p=496</guid>
		<description><![CDATA[Mortgage Rates change on a daily basis and can vary depending on your unique situation.
The following rates are provided as a gauge of current market conditions.
 
Wow! Interest Rates Are Screaming Hot
As of July 2, 2010




Loan Type


Max Loan Amt.


Interest Rate


Points


APR




30 Year Fixed Conforming


 
Up to $417,000


 

4.5%


 
0 Points


 
4.612%




30 Year Fixed  Jumbo Conforming


 
Up to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>8 Tips to Improve the Curb Appeal of Your Home</title>
		<link>http://toddflesner.com/8-tips-to-improve-the-curb-appeal-of-your-home/</link>
		<comments>http://toddflesner.com/8-tips-to-improve-the-curb-appeal-of-your-home/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 23:24:33 +0000</pubDate>
		<dc:creator>Todd Flesner</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://toddflesner.com/?p=490</guid>
		<description><![CDATA[8 simple and inexpensive things you can do to improve your home&#8217;s curb appeal.  For $50 or less you can impact the first impression of visitors to your home.
As seen on Valley Home on TV with Debbie Giordano and Todd Flesner
]]></description>
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		<title>3% Down Payment with No Mortgage Insurance</title>
		<link>http://toddflesner.com/3-down-payment-with-no-mortgage-insurance/</link>
		<comments>http://toddflesner.com/3-down-payment-with-no-mortgage-insurance/#comments</comments>
		<pubDate>Wed, 26 May 2010 21:17:30 +0000</pubDate>
		<dc:creator>Todd Flesner</dc:creator>
				<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[HomePath]]></category>
		<category><![CDATA[Low Down]]></category>

		<guid isPermaLink="false">http://toddflesner.com/?p=479</guid>
		<description><![CDATA[The new HomePath program allows you to buy a home with as little as 3% down payment and no mortgage insurance.]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Tyler on TV</title>
		<link>http://toddflesner.com/tyler-on-tv/</link>
		<comments>http://toddflesner.com/tyler-on-tv/#comments</comments>
		<pubDate>Tue, 25 May 2010 19:30:09 +0000</pubDate>
		<dc:creator>Todd Flesner</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Calaveras Hills 4-H provides hands-on learning experiences for the youth of Milpitas, CA.  Tyler Flesner talks about what 4-H offers.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Stern Mortgage Recognized as Outstanding Business</title>
		<link>http://toddflesner.com/stern-mortgage-recognized-as-outstanding-business/</link>
		<comments>http://toddflesner.com/stern-mortgage-recognized-as-outstanding-business/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 18:44:19 +0000</pubDate>
		<dc:creator>Todd Flesner</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Awards recognizing &#8220;exceptional civic contributions and service to the community,&#8221; are being presented this evening by the Palo Alto Chamber of Commerce.
This year&#8217;s Tall Tree Award goes to..
Stern Mortgage Company is proud to be named the Tall Tree recipient in the category of Outstanding Business.  Thanks to our clients, referral partners, and other centers of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>At Your Liesure in Milpitas</title>
		<link>http://toddflesner.com/at-your-liesure-in-milpitas/</link>
		<comments>http://toddflesner.com/at-your-liesure-in-milpitas/#comments</comments>
		<pubDate>Fri, 09 Apr 2010 21:19:49 +0000</pubDate>
		<dc:creator>Todd Flesner</dc:creator>
				<category><![CDATA[Milpitas Community Information]]></category>
		<category><![CDATA[Valley Homes on TV]]></category>

		<guid isPermaLink="false">http://toddflesner.com/?p=449</guid>
		<description><![CDATA[What does Milpitas Parks &#038; Recreation offer for the community?]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Does solar make sense for me?</title>
		<link>http://toddflesner.com/does-solar-make-sense-for-me/</link>
		<comments>http://toddflesner.com/does-solar-make-sense-for-me/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 22:19:32 +0000</pubDate>
		<dc:creator>Todd Flesner</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Valley Homes on TV]]></category>

		<guid isPermaLink="false">http://toddflesner.com/?p=426</guid>
		<description><![CDATA[What are the considerations for installing a solar system for your home?]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FAQ&#8217;s re Credit Repair</title>
		<link>http://toddflesner.com/faqs-re-credit-repair/</link>
		<comments>http://toddflesner.com/faqs-re-credit-repair/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 20:04:47 +0000</pubDate>
		<dc:creator>Todd Flesner</dc:creator>
				<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Milpitas Community Information]]></category>
		<category><![CDATA[Valley Homes on TV]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[Flesner]]></category>
		<category><![CDATA[Milpitas]]></category>

		<guid isPermaLink="false">http://toddflesner.com/?p=408</guid>
		<description><![CDATA[How will a short sale, foreclosure, or deed in lieu have on your credit score?
Can you legally have negative items removed from your credit report?
How often do errors appear on a credit report?
Is credit repair something you can do yourself?]]></description>
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		<slash:comments>0</slash:comments>
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